Hello Marvelous Folks!

It is estimated that 61% of home-based businesses in America lack adequate business insurance. One reason small business owners forgo business insurance is because they may think that their in-home operations are already covered by a homeowner's or a renter's policy. But most home-businesses have little or no coverage from a homeowner's or renter’s policy. If you file a homeowner's (or renter's) claim for losses sustained by a previously undisclosed home-based business, your insurer may refuse to cover it or could cancel your policy.

Welcome Marvelous people - Marvin LeBlanc here, your insurance professional here in Louisiana and I have some important information for you today about child seats. Please watch the important video at the bottom of this blog post to understand the impact that some of the newest rules could have on your use of child car seats and your insurance coverage.

As a licensed insurance and financial services professional for 35 years, I have served many residents in the state of Louisiana and learned a great deal about their experiences with the insurance industry.
 
The question many of these fine people have asked is, "What makes Marvin LeBlanc Insurance Agency special? And why would it matter to me?"
 
The answer is simple. I operate with a consistent process and use a valuable system to assist my clients - the Customer Profile system...

Recently, I attended a meeting with Glen Harris, a world class leader, one of my mentors and an overall excellent human being. He started his presentation with a quote: “A recent Harvard study has concluded that 100 percent of all humans will definitely die.”

Obviously his study was mythical and his point was humorous. But it posed an important question for advisors: How is it that our prospects and clients understand the need to buy car insurance and home insurance, but so often don’t seem to understand the need to buy life insurance?

Selling insurance can be difficult. Really difficult. Depending on the person you are speaking with, reading their level of interest can sometimes prove impossible. What are they interested in? Is there a particular part of a plan are they leaning towards? What’s the most important element to them and their family? So, you as an insurance agent need to explain each piece of the insurance puzzle as easily and succinctly as you possibly can. You want them to leave you full of information and knowledge on the various elements which make up an insurance policy...