Ok, stop right now! Answer this simple question.
Are you a Spender or a Saver?
If I asked your significant other, or your parents, or your best friend–would they give me the same answer that you would? Go ahead. Ask them now. I’ll wait.
After interviewing thousands of couples since 1978, I’m totally convinced that the two most important factors in our lives is:
1. Emotional Security
2. Financial Stability.
These 2 factors are interconnected.
And whether you are a spender versus a saver has a huge impact on your emotional security and your financial stability. If you are a spender, how many more years are you “willing” to work? How much longer will you “need” to work? If you are a saver, how many more years are you “willing” to work? Or “need” to work?
At this point, if you’re unwilling to face these questions, then let me make it easy for you. Chances are you’re a spender. And you will never retire. Seriously. How’s that make you feel?
My dear people, in volatile times, it’s EASIER to REDUCE LIFESTYLE than it is to INCREASE INCOME. Now I didn’t say it was EASY. But I did say it was EASIER. Frivolous, spontaneous, unplanned spending today will only do two things for you.
1. It will extend the number of years you will need to work. Possibly NEVER retiring.
2. It will choke your chances to pursue your dreams that really matter. Friends, Family, Travel, Career choices – they all suffer.
So my action step for you is to take hold of your finances. One small step at a time. You didn’t get into your situation over night. So it’s gonna take a little bit of work and some commitment on your part. But we can get you there. I promise. Take faith.
If you email me, MarvinLeBlanc@aol.com, I will give you my time and a formula to get you on the path to Emotional Security and Financial Stability. It won’t cost you a cent. That’s not what this is about. I will give you something much more valuable than money. I will give you my time & my experience and the first step.
I can’t wait to connect with you. Let’s move forward to a better place.
Marvin LeBlanc (LUTCF, CNP)
If you’d like to visit with me, call 225-938-4177 to set up an informal visit in person or for a phone appointment.