I know, I know. It's a gray area kind of question, but it's easier to answer than you think. Ask yourself: Are you a spender or a saver?
If I asked your significant other, parents or your best friend, would they give me the same answer that you would? Go ahead. Ask them now. I’ll wait.
After interviewing thousands of couples since 1978, I’m totally convinced that the two most important factors in our lives is:
1. Emotional Security
2. Financial Stability
These two factors are interconnected.
And whether you are a spender versus a saver has a huge impact on your emotional security and your financial stability. If you are a spender, how many more years are you "willing” to work? How much longer will you “need” to work?
If you are a saver, how many more years are you “willing” to work? Or “need” to work?
At this point, if you’re unwilling to face these questions, then let me make it easy for you. Chances are you’re a spender. And you will never retire. Seriously. How’s that make you feel?
My dear people, in volatile times, it’s EASIER to REDUCE LIFESTYLE than it is to INCREASE INCOME. Now I didn’t say it was EASY. But I did say it was EASIER.
Frivolous, spontaneous, unplanned spending today will only do two things for you:
1. It will extend the number of years you will need to work, leading to possibly NEVER retiring.
2. It will choke your chances to pursue the dreams that really matter. Friends, family, travel, career choices – they all suffer.
So my action step for you is to take hold of your finances. One small step at a time. You didn’t get into your situation over night. It’s gonna take a little bit of work and some commitment on your part. But we can get you there. I promise. Take faith.
If you email me, I will give you my time and a formula to get you on the path to emotional security and financial stability. It won’t cost you a cent. That’s not what this is about. I will give you something much more valuable than money. I will give you my time and my experience. And more importantly, I will give you the first step.
I can’t wait to connect with you. Let’s move forward to a better place.
About The Author
Marvin LeBlanc LUTCF, CNP, is a performance strategist and author of the number one Amazon Kindle best-selling book, Come Hell or High Water: Life Lessons from Hurricane Katrina. Marvin not only brings wisdom and insight gained from his three decades in the insurance and finance industries, but he also empowers others through his unique sharing of lessons and techniques from years of corporate and leadership training and motivational programs. A vibrant entrepreneur who makes the stage his own–and yours, Marvin’s humor-filled stories bring inspiration, heart-warming truths and tangible, strategic takeaways you can bring back to your organization.